KENYA: Pesapal upgrades the API to improve security & user experience

Payment solutions provider, Pesapal, has upgraded its Application Programming Interface (API) providing enhanced security features as well as an improved user experience for merchants and consumers.

As part of the API upgrade to Pesapal 3.0, the payment provider has adopted the 3-D Secure processing for card payments and introduced Sim Tool Kit (STK) for mobile money payments.

These new components of Pesapal 3.0 have improved the User interface for not only end-users but also for developers.

Additionally, these changes specify the use of multiple options for step-up authentication eliminating instances of fraud and chargebacks.

Commenting on the upgrade, Pesapal Executive Director Agosta Liko said the firm continues to invest in innovative technologies to maintain a high level of confidence among consumers and merchants as e-commerce booms in East Africa.

“With the explosive growth in e-commerce, it has become more critical than ever for businesses of all sizes to have robust protection and a clear view of their API suite,” Mr. Liko said.

3-D Secure (3DS) is a payment protocol designed to provide an additional layer of protection to help prevent fraud by enabling consumers to authenticate themselves with their payment card issuers when making purchases on digital channels.

It also provides merchants and issuers with a seamless way to authenticate cardholders for eCommerce transactions before authorizing them.

SOURCES: AGENCIES